The Visa finding is framed around a hypothetical consumer-protection condition, so it measures stated intent rather than current stablecoin use.
Visa’s study reports 56% U.S. stablecoin adoption intent when stablecoins are paired with hypothetical bank-level consumer protections. The figure captures a stated response to a consumer-protection condition, not a transaction or usage metric.
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The figures compare global crypto activity with a market-capitalization change, rather than describing a single payments product.
Read the briefThe assessment distinguishes the payment opportunity from the still-early market for computing capacity.
Read the briefUSDC is the stablecoin named as the borrowed asset, while bitcoin is the asset used in the borrowing arrangement.
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